Payment as you type
Set the property value, down payment and interest rate — the estimated monthly payment updates with every change.
BC Mortgage Calculator
Payments, amortization, escrow and extra-payment savings — all offline.
“Mortgage” on your home screen · Mabuhay Software
See it in action
The whole loan, not just one number
Enter the loan, then follow the payment into the schedule and the charts.
What it does
Plan the payment, then the payoff
From the first estimate to the last scheduled payment.
The whole monthly cost
Add property tax, home insurance and HOA dues to see principal, interest and escrow in one figure.
Pay off sooner
Model monthly, annual or one-time extra principal and see the interest saved, payments removed and the earlier payoff date.
Every payment, year by year
The amortization schedule lists payment, principal, interest and remaining balance, grouped by year, with extra-principal rows highlighted.
Where the money goes
A cost breakdown chart, a remaining-balance curve and a loan snapshot show the shape of the whole loan.
Made to fit you
Light, dark or system theme, any currency with a custom symbol and several amount formats, and optional haptic feedback.
The fine print
Simple, on purpose
A calculator that stays out of your way.
Works offline
The calculator, schedule and charts are computed on your device — no connection needed.
No account
No sign-in and no profile. The figures you enter are not saved after the app closes; only your display preferences stay on the device.
Free, with a simple upgrade
Free on Google Play with inline ads on Android. One one-time purchase removes them for good — there is no subscription.
Good to know
Figures are estimates for planning. They do not include PMI, closing costs or lender fees, and actual payments may differ. BC Mortgage Calculator is a calculator, not financial advice, and does not connect to a lender.
New to BC Mortgage Calculator?
The user guide walks through the calculator, the amortization schedule, the charts and every setting — with screenshots of each screen.
Questions about the app?
Email support@bluecoinsapp.com and we will help. The app's privacy policy explains what stays on your device.
From the maker of Bluecoins — the personal finance app.