Guide
The Bluecoins user guide — step-by-step help for transactions, budgets, reports, credit cards, multi-currency, and sync.
All topics
- Introduction to BluecoinsWhat Bluecoins is and how it organizes your money — income, expenses, and transfers are tracked as separate types, never mixed up.
- TransactionsRecord income, expenses, and transfers — amount, category, account, split entries, attachments, status, and smart defaults that speed up entry.
- AccountsHow accounts work in Bluecoins — individual accounts, the Account Type each one belongs to, and the Account Group that puts it on the Assets or Liabilities side of your balance sheet.
- Read-only modeExisting transactions open as static labels instead of editable fields — tap Edit to change them. A v13 feature for safer browsing.
- FiltersNarrow any transaction list or report — date range, accounts, categories, labels, status, amount, and search text — with row style, other settings, and the premium Advanced settings.
- CategoriesHow categories work in Bluecoins — individual categories, the Category Type each one belongs to, and the Expense/Income Category Group above them.
- BudgetsBudgets per category or category type, on daily-to-annual cycles or a custom month-by-month plan, with a budget-vs-actual report.
- Balance sheet and net worthAssets, liabilities, and net worth built from your Account Groups — the two-column balance-sheet tab, per-account currencies, and the EACR toggle that controls foreign-currency normalization.
- Timeline reportsTime-based reporting for all your accounts and categories in one place — balances and spending over time, with filters, drill-down, and export.
- Cash flowWhat cash flow measures, how it differs from net earnings, which accounts count as cash-based, and how to read the cash-flow report and its projections.
- Net earningsYour income and expenses grouped by category, with current and previous-period totals side by side — the report behind the Net Earnings home tab and dashboard card.
- CalendarThe monthly calendar report — daily income, spending, and balances at a glance, with day and month modes plus the four tabs behind each date.
- Credit cardsStatement cycles with cutoff and due days, credit limits, outstanding balances, not-billed charges, and due-date reminders — per card.
- Multi-currency and exchange ratesAccounts in any world currency, per-transaction and per-account rates, live rates with automatic provider fallback, and crypto support.
- EACR — Effective Average Conversion RateHow the EACR toggle changes the way foreign-currency balances are calculated — normalized to current rates or kept at raw face value — and which view fits your situation.
- Bank notifications and SMS auto-logTurn banking-app push notifications and SMS into transactions automatically — with an app allow list, per-source defaults, and no bank login, ever.
- Reminders and recurring transactionsSet up recurring transactions — daily, weekly, monthly, yearly, or custom intervals — with end conditions, weekend handling, and automatic logging.
- Import and exportBring your history in with CSV or QIF import — step-by-step setup, standard and advanced templates you can download, smart options, and per-row error reports.
- Reconciliation and transaction statusMatch your records to your bank statement — mark transactions cleared or reconciled, compare running balances, and settle an account balance in one step.
- Debts, loans, and receivablesTrack money you owe and money owed to you as accounts — loans, mortgages, payables, and receivables — grouped into the liabilities side of your balance sheet.
- Dashboard and home screenThe home screen in Bluecoins — configurable tabs and a dashboard of cards (accounts, budgets, cash flow, net worth, credit cards) you can reorder and customize, including a calendar card that opens any day's transactions.
- Android home-screen widgetsFive widgets for your Android home screen — account balance, add-transaction shortcut, mini calendar, reminders list, and spend summary.
- Travel modeTurn on travel mode from the drawer to hide chosen labels while you're away — your sensitive categories stay out of sight until you switch it off.
- Language and translationsBluecoins is available in 40 languages — switch the in-app language from Settings, independently of your phone's system language.
- LabelsLabels are free-form tags you attach to transactions — group spending by project, person, or event, and read the totals per label on the Labels tab.
- Premium verification issuesTroubleshooting when Bluecoins does not recognise your Premium purchase — check the Play Store account, reset the Play Store cache, and back up and restore your data when reinstalling.
- Google Drive accessFix Google Drive backup and sync when access was removed or an older permission no longer works — clear Bluecoins in your Google Account and link again.
- File picker unavailableWhat to do when Bluecoins cannot open your device's system file picker — how to tell it apart from an app problem, and the steps that can restore the picker.